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Terms and conditions

Here’s a Terms and Conditions document tailored for Sophia Real Estate, under Zote Inc, operating under UK laws. It’s clear, legally sound, and protects your company while keeping things easy to understand for wholesalers and investors.

TERMS AND CONDITIONS

Effective Date: March, 11, 2025
Company Name: Zote Inc
Trading as: Sophia Real Estate
Jurisdiction: United Kingdom

1. Introduction

Welcome to Sophia Real Estate, a platform operated by Zote Inc ("Company," "we," "us," or "our"). These Terms and Conditions govern your use of Sophia Real Estate ("Platform"), including all services, features, and content available through [Website URL]. By accessing or using the Platform, you agree to these Terms and Conditions in full.

If you do not agree, please do not use Sophia Real Estate.

2. Eligibility

To use the Platform, you must:

  • Be 18 years or older.
  • Have the legal capacity to enter into contracts.
  • Agree to comply with all applicable UK laws and regulations.

We reserve the right to suspend or terminate accounts that violate these Terms.

3. Services Provided

Sophia Real Estate is a digital platform connecting real estate wholesalers and investors. Our services include:

  • Wholesaler Deal Submissions: Wholesalers can list off-market real estate deals.
  • Investor Property Alerts: Investors receive alerts based on their buy box criteria.
  • JV Partnership Matching: Users can collaborate on Joint Venture (JV) deals.
  • Access to Financing Options: Investors and wholesalers may apply for funding via third-party lenders.

Important: Sophia Real Estate does not provide financial, legal, or real estate advisory services. We are a technology platform, not a brokerage, lender, or financial institution.

4. Account Registration & Security

To access our services, you must create an account and provide:

  • Accurate personal and business information.
  • A valid email address and payment details (for paid plans).

You are responsible for:

  • Keeping your account secure.
  • Ensuring all listings and transactions comply with local real estate laws.
  • Maintaining confidentiality of login credentials.

We reserve the right to suspend or terminate accounts that engage in fraudulent activity, misrepresentation, or illegal practices.

5. Pricing & Payment Terms

We offer subscription-based pricing plans. By subscribing, you agree to:

  • Pay the required monthly or one-time fee.
  • Allow automatic renewal unless canceled before the next billing cycle.
  • Accept no refunds once a subscription period starts.

Billing Policies:

  • All payments are non-refundable, except where required by UK consumer law.
  • If a payment fails, your access to the platform may be restricted or suspended.

Lifetime Plan: The Lifetime Deal ($999 One-Time Payment) grants unlimited access for life, subject to our ongoing platform operation. If Sophia Real Estate ceases to operate, no refunds will be issued.

6. JV Deals & Transaction Policies

Sophia facilitates Joint Venture (JV) partnerships but does not act as a contract party in deals between users. All JV agreements must:

  • Be conducted at the discretion of the involved parties.
  • Follow applicable real estate regulations in the deal’s location.
  • Include proper legal documentation to avoid disputes.

We are not liable for:

  • Failed transactions between users.
  • Misrepresentation of property details.
  • Disputes arising from JV partnerships.

If disputes arise, users should seek independent legal advice.

7. User Conduct & Prohibited Activities

You agree not to:

  • Post false, misleading, or fraudulent property listings.
  • Use the platform for illegal or unethical practices.
  • Engage in spam, harassment, or abusive behavior.
  • Attempt to hack, disrupt, or exploit platform security.

If you violate these terms, we reserve the right to suspend or permanently ban your account.

8. Data Privacy & Security

Sophia Real Estate follows the UK GDPR (General Data Protection Regulation). By using the platform, you agree that:

  • We collect, store, and process your personal data only for platform functionality.
  • We do not sell or share your data with third parties without consent.
  • You can request data deletion at any time by contacting support.

For full details, read our Privacy Policy [Insert Link].

9. Intellectual Property Rights

All platform content, including:

  • Logos, brand names, and trademarks ("Sophia Real Estate" & "Zote Inc")
  • Software code and algorithms
  • Marketing materials and graphics

Is owned by Zote Inc and cannot be copied, modified, or redistributed without our written permission.

Users retain ownership of any property listings they submit. However, by submitting deals, you grant us a license to display and promote those listings.

10. Limitation of Liability

Sophia Real Estate is not responsible for:

  • Losses incurred from real estate transactions.
  • Errors in property listings submitted by users.
  • Disputes between wholesalers, investors, and third-party lenders.

The platform is provided on an "as is" basis, with no guarantees regarding transaction success, buyer interest, or funding approvals.

11. Cancellation & Termination

Users can cancel their subscription at any time. However, no refunds will be provided for unused portions of the subscription.

We may terminate or suspend accounts if users:

  • Violate platform rules.
  • Engage in fraudulent activity.
  • Abuse the system or other users.

12. Governing Law & Dispute Resolution

These Terms and Conditions are governed by UK law. Any disputes must:

  • Be resolved through negotiation first.
  • If unresolved, be settled in the courts of England & Wales.

Users waive class-action rights, meaning disputes must be handled individually.

13. Updates to Terms & Conditions

We may update these Terms from time to time. If we make significant changes, we will notify users via:

  • Email notification.
  • A platform announcement.

Your continued use of the platform after updates means you accept the new Terms.

14. Contact Information

For any legal or support inquiries, contact us at:

📧 Support Email: support@sophiathecloser.com
📍 Registered Address: 86-90 Paul Street, EC2A 4NE, London, United Kingdom 
📞 Phone: +1 866-759-2590

By using Sophia Real Estate, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

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